Welcome to TeachersPensionsFinancial.com, TeachersPensionsReview.com, StatePensionsReview.com, EducationPensionsReview.com, and/or SchoolPensionsReview.com.  These terms of service ("Terms") govern your access to and use of our website, products, and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.

 

1. Use of Our Website

   1. You must be at least 18 years old to use our website.

   2. You agree to use our website only for lawful purposes and in accordance with these Terms.

   3. You are responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms and comply with them.

 

1. Intellectual Property Rights

   1. The content on our website, including but not limited to text, graphics, logos, images, and software, is owned by or licensed to us and is protected by copyright and other intellectual property rights.

   2. You may not reproduce, distribute, modify, transmit, or use the content on our website without our prior written consent.

 

1. Disclaimer of Warranties

   1. Our website and its content are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied.

   2. We do not warrant that our website will be uninterrupted or error-free, that defects will be corrected, or that our website or the servers that make it available are free of viruses or other harmful components.

 

1. Limitation of Liability

   1. To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website, whether based on warranty, contract, tort (including negligence), or any other legal theory.

 

1. Indemnification

   1. You agree to indemnify and hold us harmless from and against any claims, liabilities, damages, losses, costs, and expenses arising out of or in connection with your use of our website or any violation of these Terms.

 

1. Changes to These Terms

   1. We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website after any such changes constitutes your acceptance of the new Terms.

2. Governing Law

   1. These Terms and your use of our website are governed by and construed in accordance with the laws of Nevada, without regard to its conflict of laws provisions.

 

1. Contact Us

   1. If you have any questions about these Terms, please contact us at swadmin@statepensionsreview.com